At Cash for Gold - Vancity, we understand that your gold items are often more than just valuable metal—they are keepsakes, heirlooms, and memories. Sometimes you need access to cash without having to part with your treasured possessions forever. That’s where our secure and transparent pawn loan service comes in.

Why Choose Our Pawn Loans?

When you need a short-term loan, traditional options can be slow, invasive, and complicated. We offer a smarter, faster, and more respectful solution. For over 15 years, we have been the trusted choice for Vancouver residents because we combine the best value with unmatched professionalism.

Here’s what makes us the best option:

• Speed & Discretion: Get the cash you need in minutes, not days. No credit checks, no lengthy applications, and complete privacy.

• Fair Value Assessment: We use the same expert, transparent appraisal process for loans as we do for sales. You can trust that you’re getting a loan based on the true, maximum value of your item.

• Keep Your Belongings Safe: You retain ownership of your item. Once the loan is repaid, your gold is returned to you in the exact same condition.

Our Loan Terms: Simple, Fair, and Transparent

We believe loans should be straightforward, with no surprises. That’s why we’ve created one of the most customer-friendly loan structures in the industry.

We Loan Up To 60% of Your Gold's Value
We offer high-value loans because we base our appraisal on the true, fair market value of your gold. If your item is worth $1,000, you could get a loan of up to $600.

Low, Simple Interest: Only 8% Monthly
We charge a simple, easy-to-understand monthly interest rate of only 8%. This means you always know exactly what it will cost to reclaim your item.

• Example: On a $600 loan, the monthly interest would be just $48. You can pay the interest monthly to extend the loan, or pay back the principal and interest at any time to get your item back.

No Hidden Fees. Truly.
We are committed to complete transparency. There are NO storage fees, NO insurance fees, and NO processing fees. The interest rate we quote is the only cost you will ever pay.

Other Pawn Shops CG - Vancity

Loan Value Low (e.g., 25%) High (Up to 60%)

Interest High (e.g., 10-15%+) Low (8%)

Storage Fees Often Charged None

Other Fees Common None

Transparency Can Be Unclear Guaranteed

How Our Pawn Loan Process Works

1. Get Your Free Appraisal: Bring your gold item in for a no-obligation evaluation. We’ll weigh it, test its purity, and calculate its full market value right in front of you.

2. Receive Your Offer: We’ll make you a firm, written loan offer based on up to 60% of that value and explain the simple 8% monthly interest terms.

3. Get Cash Immediately: If you accept the offer, we provide the cash on the spot. We then securely store your item in our certified vault for the duration of the loan.

4. Reclaim Your Item: Whenever you’re ready, simply repay the loan amount plus the simple accrued interest, and your item is returned to you immediately. It’s that easy.

Ready to Get Started?

You don’t have to choose between financial flexibility and holding onto what you love. Get a free, no-obligation appraisal and see how our best-in-class loan service can work for you.

Cash for Gold - Vancity: Your Gold. Our Security. A Smarter Loan.